Travel insurance typically covers medical emergencies, trip cancellations or interruptions, lost or delayed luggage, and emergency evacuations. Some policies also offer coverage for specific activities such as adventure sports or rental car accidents.

Most domestic health insurance plans, including Medicare and Medicaid, do not provide coverage outside the U.S. Travel insurance ensures that you have medical coverage wherever you go, including medical evacuations that can cost tens of thousands of dollars.

Filing a claim is simple. You can do it online or through the Allianz TravelSmart™ app. Just gather the necessary documentation (such as receipts or medical reports), submit the claim, and our team will process it as quickly as possible.